I. Introduction
As a customer of Miers Insurance, we would like to take this
opportunity to both thank you for your business and to share with you the
importance we place upon protecting the privacy of information we gather from
you in accordance with applicable state and federal laws.
As a member of
the financial services industry, Miers Insurance has been and continues to be
subject to federal and state privacy laws regarding the collection and exchange
of your information. The following is our privacy policy regarding the customer
information we collect. Contained in this privacy policy you will find (1) an
explanation of the types of information we collect from our clients and the
means used to collect such information, (2) an explanation of how we share the
information collected from our clients, and (3) an explanation of how we protect
client information.
II. Information we collect and the means used to collect
Miers Insurance collects information about our customers
that is necessary to provide those services usual and customary to independent
insurance agents. Miers Insurance collects this necessary information from the
following sources:
·
Information we receive from you on applications or
other forms. This information may include, but is not limited to, your name,
address, and date of birth.
·
Information about our clients’ transactions with
us. This information may include, but is not limited to, claims and payment
history.
·
Information we receive from a
consumer-reporting agency. This information may include, but is not limited to,
a driving record or insurance score report.
To collect customer information from the above-stated
sources, we may use the following means of communication to gather information:
written, in-person, telephone, facsimile, electronically, and online.
III. How we share client information with non-affiliated third
parties
We do not share information about our customers or former
customers with non-affiliated third parties other than as permitted or required
by law. For example, Miers Insurance may share all of the information listed
above with non-affiliated third parties for, but not limited to, the following
reasons:
·
Information
that is necessary to protect the confidentiality or security of our client’s
records.
·
Information that is necessary to resolve client
disputes or inquiries.
·
Information that is required by individuals or
entities who are assessing our legal compliance.
·
Information that is required for Miers Insurance to
comply with the law
·
To an actuarial or research organization for the purpose of conducting actuarial
or research studies.
·
Information that is necessary to protect against or prevent fraud, unauthorized
transactions, claim, or other liability.
IV. How we share client
information with affiliated parties
We do not share client information with any affiliate.
V. Our practices regarding information
confidentiality and security
We maintain physical, electronic, and
procedural safeguards to guard your information. These safeguards include but
are not limited to the following:
·
We restrict access to nonpublic personal information about our clients
and former clients to those employees who need to know that information in order
to assist in providing services or products to the customer.
·
We will punish any employees who impermissibly share client information.
·
We use a secure Internet provider.
Miers Insurance appreciates your business and in order to continue building upon that
relationship we believe it is necessary, not only from a legal standpoint, but
also as a sound business practice that our customers understand the care we use
in handling their information.
Miers Insurance
2222 South Twelfth Street
Allentown, PA 18103