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Personal
Insurance
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All Terrain vehicles
Antique/Collector cars
Automobiles
Boats
Campers
Condominium Unit Owners
Dwellings you own and rent to others
Fine Arts
Flood
Furs
Homeowners
Vacant dwellings
Jet Skis |
Jewelry
Motorcycles
Motor Homes
Musical Instruments
Recreational Vehicles
Renters
Silverware
Travel Trailers
Umbrella/Excess
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| The list of things
you own and need to protect can be long or short. Don’t allow
yourself to become a victim of circumstance. As they say, ‘Hope for
the best, but prepare for the worst.’ Proper protection begins with
professional advice from an agent willing to listen and able to
provide you with an insurance program that will respond when you
need it. |
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Life Insurance
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 Buy-Sell Agreement
funding
Disability Income coverage
Key-Man Life Insurance
Long-Term Care Insurance
Permanent (whole) Life Insurance
Term Life Insurance
Universal Life Insurance |
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| Life can present you with difficult
choices. When circumstances erode the quality of your
life, you may feel vulnerable but you can be resilient. We are
proven professionals and can give you sound advice on which life
products may be right for you – for your present goals and for your
future aspirations. |
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Business Insurance
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Automobiles used in
your business
Buildings in the course of construction
Buildings you own that are used for commercial purposes
Business Interruption coverage
Commercial General Liability coverage
Computers
Contractors Equipment
Design Errors and Omissions
Directors & Officers coverage for your for-profit or
non-profit organization
Electrical Equipment
Employee Dishonesty
Flood |
Heating boilers and pressure vessels
Installation of machinery or equipment
Internet Liability coverage
International Liability
Kidnap & Ransom
Ocean Marine coverage
Personal Property used in your business
Products Liability coverage
Professional Liability coverage
Theft of money or securities
Transportation of goods
Umbrella/Excess Liability coverage
Workers Compensation coverage
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| As a business
owner, you wear many hats. We recognize that handling your insurance
program is only a small part of what you do. You depend on your
agent to pay attention to your needs and to keep up with your
business as it grows. All the more reason to have a proven,
professional insurance agency on your side. |
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Group Benefit Insurance
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Dental plans
Flexible Spending Account Plans
Health Savings Accounts
Health Reimbursement Accounts
Long-Term Care coverage
Long-Term Disability coverage
Medical Benefits plans
Short-Term Disability coverage
Vision plans |
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| Skyrocketing rate increases lead to difficult
choices – reduce coverage, increase deductibles, increase employee
contributions, change carriers, change provider networks,
discontinue coverage entirely. You’ve been there year after year!
Professional guidance on how to navigate through all of the plans
and options that may be available to you is essential. We provide
that guidance. |
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